Once you have all the inspections and walk-throughs, sign all the paperwork, and get the keys, now what? Do you move in right away? Remodel? Upgrade? Just paint? Depending on your financial situation after the down-payment and closing costs, you might wonder if you will ever have enough to make some changes to your kitchen. While you save...

Time... a non-renewable resource. Spending time, wasting time, bidding your time, you can do all of these things but make more time; No! Since you can't make more time, then you have to allocate time, doing things that create the life you want for yourself. If you have a significant other or a child then you know spending...